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Fun Facts
The personal finance industry is a cornerstone of the U.S. economy, with Americans holding over
$20 trillion in household assets. The term “finance” comes from the Latin word “finis,” meaning “end” or
“settlement,” reflecting its role in managing resources and planning for the future. The first recorded
financial institutions in the U.S. date back to the late 1700s, when banks like the Bank of North
America were established to support economic growth. Today, the personal finance sector encompasses a
wide range of services, from investments and savings to retirement planning and debt management. It
employs millions of financial advisors, analysts, and specialists who help individuals secure their
financial futures.